₹4,000 Scheme for Farmers in 2025: Full Details, Eligibility, Benefits, and How to Apply ( PM LOAN )
In 2025, financial aid for farmers remains a critical focus of the Indian government, especially through initiatives like the PM-KISAN Samman Nidhi and additional state-level schemes. Many farmers across India are receiving ₹4,000 in one or two instalments, creating confusion about the nature of this assistance. This comprehensive article explains the sources of the ₹4,000 benefit, eligibility requirements, how to apply, and how farmers can check their payment status.
What Is the ₹4,000 Scheme for Farmers?
The ₹4,000 assistance generally comes from two key sources:
- PM-KISAN Samman Nidhi Yojana – A Central Government Scheme that provides ₹6,000 per year, typically paid in three instalments of ₹2,000 each.
- State-level top-up schemes – Certain states like Karnataka, Telangana, Odisha, and Andhra Pradesh offer additional ₹4,000 support annually, often in two ₹2,000 instalments.
So, the total received by some farmers may be ₹10,000 per year (₹6,000 Central + ₹4,000 State), depending on their location and eligibility.
1. PM-KISAN Samman Nidhi Yojana: ₹6,000 Annually (₹4,000 If 2 Instalments Credited Together)
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a flagship central government scheme that offers ₹6,000 annually to eligible farmers across India.
✅ Objective:
To provide Direct Income Support to small and marginal landholding farmers to help cover agricultural and household expenses.
✅ Installments:
- ₹2,000 in each of three instalments
- Paid directly to the beneficiary’s bank account via DBT (Direct Benefit Transfer)
✅ ₹4,000 Payout Scenario:
Farmers may receive ₹4,000 together if:
- There was a delay in the previous instalment
- Their eKYC was recently completed
- The government released backlog + current instalment together
2. Karnataka Government’s ₹4,000 Top-Up Scheme for Farmers
In Karnataka, farmers receive an additional ₹4,000/year from the state government, in two ₹2,000 instalments.
✅ Combined Support:
- ₹6,000 from PM-KISAN
- ₹4,000 from Karnataka Government
- Total: ₹10,000 annually
✅ Eligibility:
- Must be enrolled in PM-KISAN
- Must be a resident of Karnataka
- Must have completed eKYC
- Valid landholding documents
✅ How the Payment Works:
- ₹2,000 × 2 payments per year from the state
- Money is credited via DBT to the same bank account used for PM-KISAN
3. Other State Schemes Offering ₹4,000 to Farmers
✅ Odisha: KALIA Yojana
- Offers ₹4,000 annually to landless and small/marginal farmers
- Additional benefits include input subsidies, insurance, and interest-free crop loans
✅ Telangana: Rythu Bandhu Scheme
- Offers ₹5,000 per acre per season
- While not fixed at ₹4,000, many farmers receive ₹4,000–₹10,000 depending on land size
✅ Andhra Pradesh: YSR Rythu Bharosa
- Provides ₹13,500 per year, with ₹4,000 being the first instalment
- Includes support from both Central and State governments
4. Eligibility Criteria for Receiving ₹4,000 Benefit
Basic Criteria for PM-KISAN:
- Indian citizen
- Landholding farmer (up to 2 hectares)
- Land record should be updated and in your name
- Valid Aadhaar card
- Linked bank account with Aadhaar
- eKYC must be completed
Ineligible Categories:
- Institutional landholders
- Income tax payers (past assessment year)
- Serving or retired government employees
- Professionals (doctors, engineers, chartered accountants, etc.)
5. Documents Required to Apply
To receive the ₹4,000 farmer benefit under PM-KISAN or state schemes, the following documents are generally required:
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity verification |
| Land Ownership Document (RTC/Pahani) | Proof of being a farmer |
| Bank Passbook Copy | For linking with DBT payments |
| Mobile Number | For updates and OTP verification |
| eKYC Confirmation (Biometric or OTP) | Mandatory for payment processing |
6. How to Apply for the ₹4,000 Farmer Scheme
🖥️ Online (PM-KISAN)
- Visit the PM-KISAN Portal
- Click on “New Farmer Registration”
- Enter Aadhaar Number, captcha, and select state
- Fill in the application form with land and bank details
- Submit the form and note down the registration number
📱 Mobile App (PM-KISAN)
- Download PM-KISAN Mobile App from Play Store
- Register or log in using Aadhaar
- Track application and payment status easily
🏢 Offline (Gram Panchayat/CSC)
- Visit your nearest Gram Panchayat or Common Service Center (CSC)
- Carry necessary documents and Aadhaar
- Submit the application with biometric verification
7. How to Check ₹4,000 Scheme Status
➤ PM-KISAN Payment Status
- Visit https://pmkisan.gov.in
- Click “Know Beneficiary Status”
- Enter Aadhaar or bank account number
- View instalment history and current status
➤ Karnataka Farmer Portal (if you’re in Karnataka)
- Visit https://fruitspmk.karnataka.gov.in
- Use FRUITS ID or Aadhaar to login
- View state scheme benefits, DBT history, land records
8. Common Reasons for Delay or Rejection
| Issue | Solution |
|---|---|
| Aadhaar not linked | Visit bank or use UIDAI portal to link Aadhaar |
| Bank account mismatch | Update correct account via PM-KISAN or nearest CSC |
| Land ownership disputes | Update land records at Revenue office |
| eKYC not completed | Do biometric KYC at CSCs or OTP KYC on PM-KISAN website/app |
| Name mismatch in documents | Ensure uniform spelling in Aadhaar, land documents, and bank records |
9. Benefits of the ₹4,000 Farmer Scheme
✅ Financial Support
- Helps cover seed, fertilizer, pesticide, and irrigation expenses
✅ Ease of Application
- Online and offline registration options make it accessible for all
✅ Direct Transfer
- Reduces corruption and middlemen – money goes straight to farmer’s account
✅ Support During Critical Phases
- Instalments timed with sowing seasons (Kharif and Rabi) help timely farming operations
10. Future Updates and Government Plans
The central government is planning to increase the financial support under PM-KISAN to ₹8,000/year, according to media reports. Some states are also considering one-time lump sum payments before elections or sowing seasons.
Farmers are encouraged to:
- Keep land records updated
- Complete eKYC
- Stay informed via official portals and local agriculture departments
Frequently Asked Questions (FAQs)
Q1. Is the ₹4,000 scheme only from PM-KISAN?
No, the ₹4,000 may include both PM-KISAN and state government top-up amounts.
Q2. Can landless farmers apply?
Yes, in states like Odisha (KALIA) and Andhra Pradesh, landless farmers are eligible under their local schemes.
Q3. How often is ₹4,000 paid?
Usually in two ₹2,000 instalments, depending on the scheme.
Q4. Can women farmers apply?
Yes, as long as the land is in their name or they qualify under any state-specific women-centric scheme.
The ₹4,000 support for farmers in 2025 is a part of India’s mission to strengthen its agricultural base. Whether it’s under the PM-KISAN scheme or additional state-level subsidies, this financial aid has helped lakhs of farmers manage agricultural expenses better. By staying informed and ensuring documentation is in order, eligible farmers can make the most of these benefits.