Best LIC Schemes in 2025 – Secure Your Future with LIC Plans
The Life Insurance Corporation of India (LIC) offers a variety of insurance and investment schemes that provide life coverage, savings, pension benefits, and tax advantages. If you’re looking for a secure financial future, investing in an LIC policy can be a great decision.
Here’s a detailed guide on the best LIC schemes in 2025, their benefits, eligibility, premium details, and how to apply online.
1. Best LIC Investment & Insurance Schemes in 2025
| LIC Scheme | Type of Plan | Key Benefits |
|---|---|---|
| LIC Jeevan Anand | Endowment Plan | Life Cover + Maturity Benefit + Bonus |
| LIC New Jeevan Shanti | Pension Plan | Guaranteed Lifetime Pension |
| LIC Jeevan Umang | Whole Life Policy | Annual Survival Benefits + Lifetime Cover |
| LIC New Endowment Plan | Endowment Plan | Sum Assured + Bonus at Maturity |
| LIC Aadhaar Shila (Women) | Women’s Plan | Life Cover + Maturity Benefit |
| LIC Jeevan Lakshya | Child Education Plan | Money for Child’s Future + Life Cover |
💡 Tip: Choose an LIC policy based on your age, income, and long-term financial goals.
2. Best LIC Policies for Investment & High Returns
If you’re looking for LIC investment plans with high returns, consider these options:
✔ LIC Jeevan Labh – Best for savings + life insurance
✔ LIC Money Back Policy 25 Years – Periodic payouts + full sum assured
✔ LIC Jeevan Tarun – Best child education plan with money-back benefits
✔ LIC New Bima Bachat – Single premium policy with survival benefits
📌 Why Invest in LIC?
✔ Tax Benefits Under Section 80C
✔ Guaranteed Returns + Life Coverage
✔ Pension & Retirement Plans for a secure future
3. How to Apply for an LIC Policy Online?
1️⃣ Visit the LIC official website – www.licindia.in
2️⃣ Select your preferred LIC plan
3️⃣ Click on “Buy Policy Online”
4️⃣ Fill in personal details (Name, Age, Income, Contact Info)
5️⃣ Choose your sum assured & policy term
6️⃣ Upload required KYC documents (Aadhaar, PAN, Address Proof)
7️⃣ Make premium payment online
📌 LIC Premium Payment Methods: Net Banking, UPI, Credit/Debit Cards
4. Benefits of Investing in LIC Schemes
✔ Life Cover + Savings – Double benefit in a single plan
✔ Guaranteed Maturity Benefits – Secure future for you & your family
✔ Loan Against LIC Policy – Easy liquidity in financial emergencies
✔ Tax-Free Maturity Benefits – Save on taxes under Section 10(10D)
✔ High Returns with Bonus – LIC policies offer reversionary & final bonus
🚀 Secure your future with an LIC policy today and enjoy long-term financial stability!